The festive holiday is around the corner and a time when many of us will start Christmas shopping in earnest. For me, by about the middle of November, I start to think about how I’m going to save money at Christmas. Having been a stay at home mum and freelance copywriter for a number of years, I’ve had to become quite savvy with my cash, especially when it comes to buying Christmas presents. It’s not always been easy and I have been known to quite literally count out my pennies to see if I can afford to buy a gift. With little cash coming in and my bank account draining,…
